Most payment providers were never built for high-risk. The moment a business sells something outside the mainstream, applications get declined, accounts get frozen, and settlements get held. Cost+ exists to change that.

We are a high-risk payment solution that helps merchants in regulated and hard-to-place industries accept cards and get paid, without the surprises. We work with the businesses other processors avoid: vape and e-cigarettes, CBD and hemp, cannabis seeds, and smartshop products, alongside other regulated verticals across the UK and EU. Our underwriting looks at the real business, not just the category it sits in.

Our name is our promise. Cost+ runs on transparent cost-plus (IC++) pricing: you see the true interchange and scheme fees, plus one clear markup, with nothing buried in a blended rate. Your costs stay predictable as you scale, and you always know what you are paying for.

Based in the EU and built for cross-border processing, we handle onboarding with people rather than a black box: straightforward KYC and KYB, fast answers, and a dedicated account manager who knows your account. The result is stable card acceptance, dependable settlements, and a payment partner you can reach when it matters.
If your business has been declined, frozen, or overcharged elsewhere, Cost+ is the alternative built for you.

✓ High-risk specialists
✓ IC++ transparent pricing
✓ UK & EU coverage
✓ Fast onboarding (KYC/KYB)
✓ Dedicated account manager
✓ Stable settlements

Looking for stable payment processing and transparent pricing?

Contact us for a competitive customized quote!

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